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In addition, each employer has a different amount that they will provide to their employees for deductibles, coinsurance, preventative care, etc. All of these factors result in patients paying varying amounts. Some patients choose high-risk deductible plans and others carry lower amounts. The most direct way to begin the inquiry would be to contact your insurance carrier.

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The insurance company will be able to let you know if the service or treatment is a covered benefit and the amount of the deductible or coinsurance. The more information you can gather from your insurance plan, the better we can assist you in determining your out-of-pocket expenses.

At Mercy, we welcome patient calls where our staff can assist with pricing information.

Mercy: The Price of Grace (Live)

Again, the more information the patient can provide, the better we can assist. Financial counselors can be contacted at If financial assistance is needed for deductible or coinsurance payments, an application for additional assistance needs to be completed. These applications are available by contacting the financial counselors at Mercy offers full and partial write-offs up to percent of federal poverty guidelines for determining free and discounted care. Cost of Care Mercy is committed to public information and accountability. God sovereignly chooses who to save.

The church needs to keep sharing the gospel, loving people, exalting Christ, and above all praying. The first and second Great Awakenings in our country are proof of that. When the Holy Spirit begins to move in a special way, He saves people from every economic class. Believing that the doctrine of election has something to do with church growth keeps the church going in a poor neighborhood. We must be diligently praying, passionately spreading the gospel, and then waiting for God to do the work that only He can do.

Denominations and church-planting organizations should have plans, training, and structures in place to start churches in poor rural, suburban, and inner-city communities. When Christians are looking for a new place to live, they should consider the impact they can have for the kingdom of God in a poor neighborhood rather than just looking for comfort and convenience.

One of the best ways to help the poor is to live next door to them. We need to get used to doing cross-cultural ministry in our own backyards. We need to plan and work to stay in these places long term. We need to be patient, pray, and wait for God to save people. This part 3 in this series, Read Part 1 here and Part 2 here. Did you know that only 1 out of every 12 seventeen-year-olds can read the science section of the newspaper?

But wait, according to this study , it gets worse. That number was for white seventeen-year-olds.

Alan Price - Mercy Mercy (HQ)

It plummets. Only 1 out of every 50 Latino seventeen-year-olds can read that science section, and only 1 out of every African-American seventeen-year-olds can read it. A recent survey of the top 40 books assigned to th graders showed that most high-schoolers are reading at a 5th grade reading level. For a point of reference, the English Standard Version of the Bible is written on a 10th grade reading level.

Tragically, a poor education is a characteristic of poverty culture. Schools in poor neighborhoods have a higher percentage of first-year teachers that are not qualified. In addition to a poor education, another challenge of communicating Biblical truth is that most people have very little general knowledge of the Bible.

And sometimes we completely forget that a lot of the vocabulary in Christian theology is totally foreign to many people. Key words and ideas like love, faith, and hope are now used in everyday language in ways that are exactly the opposite of the biblical definitions. Instead, we need to realize that we are actually introducing words, stories, and ideas to them for the very first time. Churches are assuming that people know how to read better and that they know more about the Bible than they actually do.

Our songs, sermons, and discipleship materials are written by and maybe for?

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It only took me a few years in ministry before I realized that many of the people who I was trying to disciple could never read those books. The preaching at your favorite conference is undoubtedly a blessing to you, but if you use the same vocabulary in your sermons, a lot of people in your congregation are going to be lost.

Is it any wonder that someone with a lousy education, without much church background, may only visit your church once? Think about this: who advocates for the illiterate in America? I lived in Uruguay for a summer to learn Spanish. People with a poor education do that, too.

We have to be honest about the years of abuse that the government-run educational system has done to the poor. Abortion ends a life in the womb. And I personally know graduates from high school that can barely read or write. An eighth grader recently asked me if Maine was a part of the United States.

The educational system in America cripples people for life, and Christians should have more to say about it. Poor education in America is a major problem for the church if we want to reach the poor. This is also not a knock on the intelligence of the poor. The poor need rich theology, just like anyone else.

Nigel J. Price, MD, FAAP

Imagine that our churches sprinkled some Mandarin Chinese words into our outreach materials, gospel presentations, worship songs, and sermons. What percentage of our words could be in that foreign language before our ministry became ineffective? To work in poor neighborhoods we need to realize that cross-cultural almost means bilingual. We need to study the language in our neighborhoods. We have to spend more time in our sermon prep simplifying our outlines, sentence structures, and vocabulary. In a poor neighborhood, that means we have to be aware of the effects of a poor education.

The vernacular is the real test. You must be able to communicate your faith so a child can understand. Wrapping up the series tomorrow with Reason 4: Relying on conversions, not transfer growth. This Part 2 of this series, read Part 1 here. High turnover is the norm in poor neighborhoods.

The High Cost of Mercy | World Challenge

Poverty means that people already have little control over where they live. You take whatever you can find. Politicians, police officers, teachers, social workers and clergy typically take short stints in poor places. You can see how all this constant transition deteriorates a neighborhood. Police officers and teachers spend one or two years getting to know people in the neighborhood before its time for them to move on. This constant upheaval is a huge opportunity for the gospel.

Worldly success almost always means a promotion out of a low income neighborhood. But Christians have a different definition of success. Followers of Christ go where the people areā€”not where the money is. As long as there are image-bearers with eternal souls in the neighborhood, the neighborhood still matters.

Faithful pastors and church members can easily become longest tenured members of their communities. They are a conduit of common grace to the neighborhood by being a stabilizing force in the community. Long-term presence sets them apart from everyone else who is just paying their dues and cycling through.